Pick the Right Home Insurance in Oakland as a New Homeowner with These Tips

Learn how to choose the right home insurance as a new homeowner.

As a new homeowner, there's a lot to do. You must make it through the closing process, move in, change your address, and take care of any other loose ends before you move. Itâ's a long, complicated process that can be stressful. As you get ready to enjoy all that homeownership has to offer, donâ't forget to invest in homeowners insurance. Check out what you need to know about purchasing a home insurance policy in Oakland.

Location, Location, Location.

When it comes to real estate, your agent may stress the importance of location. Not only is location important to think about in terms of resale value, but you also need to be wary of any geographical hazards. Be mindful of your new homeâ's location so that you can purchase the right type of homeowners insurance. For example, if you live near a hillside full of chaparral, itâ's a good idea to invest in wildfire coverage. Think about which natural disasters pose a threat to your home so that you can get the proper coverage.

Be Present for Your Home Inspection.

Staying up on your home maintenance is important when it comes to your homeowners insurance. Attend your homeâ's inspection so that youâ're wary of any issues that may need attention in your home. Often your homeowners insurance wonâ't cover you for damages caused by a lack of maintenance. Check to see where improvements can be made so that you know you have the right coverage. Enjoy your new home knowing that youâ're well-protected with the right home insurance in Oakland. For help finding the right policies, contact the professionals at Cook, Disharoon & Greathouse, Inc. Located in Oakland & Pleasant Hill, California, we serve all your personal and commercial insurance needs. As of February 1st, 2017, we'll be moving locations! Our new address will be 1942 Embarcadero Oakland, CA 94606. Come visit the new office!