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All About California Vehicle Code Section 23123.5 & Your Auto Insurance

Mar 09, 2017

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All About California Vehicle Code Section 23123.5 & Your Auto Insurance All About California Vehicle Code Section 23123.5 & Your Auto Insurance

Find out all about new driver laws in California and your auto insurance.  

As a driver in California, itâ's important that youâ're aware of ever-changing traffic laws. That way youâ're best able to drive safely. In case you missed the latest driving laws that took effect in January 2017, hereâ's what you need to know about California Vehicle Code Section 23123.5.

About the Vehicle Code

This latest addition to the California Vehicle Code prohibits drivers from using a cellphone while driving unless it can be used hands-free. The addition to the Vehicle Code seeks to help reduce accidents caused by distracted driving. The 23123.5 addition also outlines that handheld devices must be mounted to the dashboard in a place that doesnâ't obstruct views of the road. Additionally, when operating these devices, drivers must be able to use it with a single swipe or tap. The new rules are not exclusive to cell phones; it applies to all “electronic wireless communications devices.”

Vehicle Code 23123.5 & Your Insurance

When it comes to your auto insurance, you often have the option of receiving a good driver discount. When you drive safely and avoid any driving infractions and accidents, you may qualify for a discount on your auto insurance. When it comes to Vehicle Code 23123.5, a violation of the code wonâ't necessarily count against you as a “chargeable” violation under the good driver law. However, keep in mind that too many of these infractions could affect your ability to qualify for insurance coverage. Even a couple violations of this code can cause a carrier to deny you coverage. Practice safe driving habits and play it safe so that you can get the auto insurance that you need. Be wary of all the new driving laws on the books. When it comes to getting the right auto insurance for your vehicle, ensure that you work with the right independent insurance agency. For help finding the right policies, contact the professionals at Cook, Disharoon & Greathouse, Inc. Located in Oakland & Pleasant Hill, California, we serve all your personal and commercial insurance needs. As of February 1st, 2017, we've moved our Oakland location! Our new Oakland location and mailing address is be 1942 Embarcadero Oakland, CA 94606. Come visit the new office!
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