It's easy to snap and save photos with the use of today's smartphone technology. That's why tackling an inventory project to get the most money from your insurance should be fairly simple. Photographs are important to have when it comes to coverage for your belongings. If something should occur such as a fire or other unfortunate occurrence, would you have the proper documentation for your valuables?
An easy way to make sure your items are inventoried is to take photographs. We at Cook, Disharoon & Greathouse have a list of items for you to consider:
1. Jewelry. Make sure to photograph your valuable heirlooms and significant pieces individually.
2. Electronics. In this age of technology, we all own several gadgets. From laptops to cell phones to other mobile devices, these can easily be damaged so make sure you have them listed.
3. Vehicles. You may already have coverage for your car, but documenting all maintenance work will keep its market value current while in your possession.
4. Furniture. Couches, dining room tables, and beds are some of the most expensive pieces of the home. Categorizing each room with what furniture it contains is helpful if you should have to replace it all at one time.
5. Unique items. If you are a collector of antiques or have an item that has been passed down through your family, it may be hard to describe its value to an insurance agent. That's where photographs came in handy.
This is just a short list of where to get started when it comes to taking picture inventory of your home and belongings. Also consider your appliances, artwork, and any other items that you have value to you.
Make sure to keep your receipts, instruction manuals, maintenance documentation and any other paperwork that you believe will help when it comes to having your belongings properly insured.
For more information about how to document your most prized possessions to include in your homeowner's or auto insurance policy in California, please contact
Cook, Disharoon & Greathouse, Inc. in Oakland!
