Protecting your business with the right liability coverage is a must so that youâ're well protected from disaster. However, with so many policy options, choosing the right coverage for your business can be daunting. Start with the basics. Invest in a business ownerâ's insurance policy so that you have the basic coverage that every business needs. Hereâ's what you need to know. What is a Business Owner's Policy? A business owner's policy is a basic business insurance policy for small businesses. It provides you with an insurance package that is complete with all the minimum coverages that you need for things such as commercial property and general liability. What Does a Business Owner's Policy Cover? There are three main types of coverages offered under your business ownerâ's policy. Coverage includes property coverage, liability coverage, and business interruption insurance are all part of a business owner's policy. However, when it comes to your coverage limits, itâ's important that you discuss your needs with your independent insurance agent. Why Do I Need a Business Owner's Policy? Your business is your livelihood. You need the right insurance coverage to protect your business from the unexpected. From natural disasters to expensive lawsuits, out of pocket costs can add up quickly and put your business in jeopardy. A business ownerâ's policy can give you the peace of mind that you need to keep your business safe. Find out what you need to know about how to best protect your business from harm with the right business ownerâ's policy. Invest in the right business insurance so that you're well protected. For help finding the right policies, contact the professionals at Cook, Disharoon & Greathouse, Inc. Located in Oakland & Pleasant Hill, California, we serve all your personal and commercial insurance needs.
