Learn how to improve your home insurance in Oakland with policy endorsements.
When it comes to your
home insurance in Oakland, you assume that youâ're covered for any disaster that comes your way. From house fires to vandalism, the structure of your home and your personal possessions are covered. However, with your basic policy, your coverage is limited. Should you go over your coverage limit or if your home is damaged by a non-covered reason, youâ're left paying out of pocket to fix your home. Customize your policy with home insurance endorsements. Check out what you need to know about insurance endorsements and why you need them.
Non-Covered Perils.
Your homeowners insurance policy gives you coverage for covered perils. However, there are several disasters that arenâ't covered by your policy. Evaluate which disasters your home is most at risk for, and compare them to your policyâ's coverage. If youâ're at risk for non-covered perils such as earthquakes or floods, ensure that you add on the necessary endorsements so that youâ're covered.
Coverage Limits.
When it comes to your insurance, you have a set limit on your coverage. Should you exceed your limit in the event of a disaster, however, youâ're left paying out of pocket. Prevent an unexpected financial blow, and raise your coverage limits with an endorsement. That way youâ're protected with the right coverage.
Valuable Items.
Your basic home insurance policy gives you coverage to replace the essential home items. When it comes to your valuables, theyâ're often left unprotected. Invest in a valuable item endorsement so that you extend your homeowners coverage to keep your jewelry, artwork, and other valuables safe and secure.
Upgrade your
home insurance in Oakland with the right endorsements. That way youâ're covered for anything that may come your way. For help finding the right policies,Â
contact the professionals atÂ
Cook, Disharoon & Greathouse, Inc. Located in Oakland & Pleasant Hill, California, we serve all your personal and commercial insurance needs.
