Multi-Car Insurance Policy Basics
If you have a large family, chances are that you have more than one vehicle. While you may think that insuring multiple cars is difficult, most insurance companies would actually prefer you to insure more than one car, and may even reward you with discounts.
The cost to insure multiple vehicles depends on many different factors, including the type of vehicles you are insuring. If your vehicles include the newest safety features, such as anti-theft devices, daytime running lights, and anti-lock brakes, you may be able to qualify for a discount on your rates.
Most insurance companies will also offer you discounts just for insuring multiple vehicles. Insuring your vehicles under one policy will help to make paying your premiums easier, since you will only have to worry about one premium each month instead of two or three.
Just as if you were insuring one vehicle, you want to make sure that all of your cars are protected with the right amount of coverage. All of the same coverage options that are available for one vehicle are also available for multiple vehicle policies, such as comprehensive, collision, liability, and uninsured or underinsured motorist coverage. There are also many other coverage options to look into when you are deciding on the right amount of protection, such as emergency road service. The more coverage options that you have with your multi-car insurance policy, the more protection you and your family will have while on the road.
For all of your auto insurance coverage needs and to ensure that you and your car have the right amount of protection, contact Cook, Disharoon & Greathouse Insurance in Oakland, California. As an independent insurance agency, we will work with you to make sure that you have the most comprehensive coverage, all at the right price.
