Tiny Home Insurance
Homeownership has changed immensely in the last few years. More and more people are looking to escape the traditional three bedroom house for a tiny house that only takes up a few hundred square feet. Not only are these tiny houses much less expensive, but they can also be portable, allowing you to move around without having to buy a completely new house. However, just like a typical house, tiny houses also needed to be insured. Keep these tips in mind to ensure that your tiny house is not left with a tiny amount of coverage.
- Since they are still relatively new, many insurance companies are trying to figure out how to properly insure tiny homes. Make sure to let your insurance agent know exactly what your house is like, and what your plans are to ensure that you get the right amount of coverage.
- Before you tow your home to a new location, make sure that you are covered for the trip. Many policies will not provide any coverage while your home is being transported, so make sure that you talk with your insurance agent before the trip to protect your home.
- Make sure all the construction that is done on your home is approved by a licensed professional. Just like a larger home, you should still get an electrical inspection to ensure that your tiny home is safe.
- Always keep your insurance agent up to date when moving your home. You may need to invest in a new policy depending on where you are moving, so always make sure that you are covered.
For all of your Northern California homeowners insurance coverage needs, no matter if you are insuring a tiny home or something a little bigger,Â
contact Cook, Disharoon & Greathouse in Oakland, California.
