Trees are a great way to add value and beauty to your home. They can also cause hundreds or thousands of dollars if they break and fall! Investing in the right insurance policies is the best way to ensure that you are protected in case a tree falls on your property.
If a tree falls on your home, your existing homeowners insurance policy will provide the right amount of coverage. The policy will also provide protection if the tree falls and damages another structure on your property, such as a garage or shed. Most homeownersâ' insurance policies will also cover the cost to clean up a tree if it falls on your property but does not damage any structures. Still, talk with your insurance agent to see how much coverage your homeownersâ' insurance policy provides!
If a tree falls on your vehicle, the comprehensive coverage portion of your auto insurance will provide the right amount of coverage. If you did not invest in comprehensive coverage, you will be left paying for the repairs out of your own pocket. The comprehensive coverage portion of your auto insurance policy will also provide protection in case one of your trees falls on your neighborâ's car.
There are many steps that you can take to ensure that your trees are healthy and are not a danger to your property. A professional arborist will be able to let you know if there are any problems with the trees, and can give you advice on how to handle it! From special treatments to removing the tree for safety, hiring a professional is your best bet in being safe!
For all of your auto and homeowners insurance needs and to ensure that you have the right amount of coverage in any situation,Â
contact Cook, Disharoon & Greathouse in Oakland, California.
