Flood Insurance Coverage More Crucial Than Ever

Californians Warned to Purchase Flood Insurance

The recent flash floods in California confirm the devastating rain during our epic drought. Too much rain too quickly results in serious destruction with the parched-desert ground unable to absorb the high amount of rainfall. The Alert Disaster Restoration strongly urges Californian homeowners to purchase flood insurance to prepare for the upcoming winter weather. Residents should be reminded that a typical homeowners insurance policy does not cover flood damage. This means that water entering a structure and causing water damage will not be covered by a standard policy. With the winter set to be a wet one in California and El Niño soon to be knocking on our doors, itâ's important to gain coverage before itâ's too late. A typical flood insurance policy takes 30 days to come into effect. This means that there is no watching the forecast and buying insurance when the weather takes a turn for the worst. El Niño has graced California with its unwelcome presence once before. The storm that hit California in 1997-98 devastated homes, roads, buildings, and businesses through mudslides and floods. With the 2015-16 storm being nicknamed “Godzilla El Niño”, we can only predict the amount of damage that it will hail to California. The only way to protect homes and belongings are to set up defenses and maintain quality flood insurance coverage. For your flood insurance policy that will suit your home, budget, and needs, contact Cook, Disharoon & Greathouse Insurance. Visit us in Oakland, California for all of your Northern California insurance policies!