There is a very specific form of insurance that is called Employment Practices Liability Insurance or EPLI insurance. Business owners and boards of directors may want to consider EPLI insurance. EPLI covers liability for these groups that may not be covered under their General Liability coverage or their Directors and Officers (D & O) Coverage. It provides an extra layer of protection from damages due to civil actions taken in a case involving employment.
In todayâ's society, when many people are looking to sue at the drop of a hat, EPLI can cover businesses in the event of discrimination claims, wrongful termination, sexual harassment charges, whistle blower claims, and wage and hour disputes. This type of insurance may also offer assistance in cases where employers are being taken to court due to invading an employeeâ's privacy, slander, defamation of character and other potential legal employment issues.
If you would like to know more about EPLI and how it may protect your business or your board of directors, please
contact us at
Cook, Disharoon & Greathouse. We are an independent insurance agency serving commercial and residential customers in the Oakland, California area since 1953.