Find out what you need to know about commercial auto insurance.
If you drive for work, itâ's important that your vehicle is well protected. If something should happen in the road, your company is liable for any accidents. While you may think that your vehicles are covered under personal insurance, thatâ's not the case. Instead you need a commercial auto insurance policy. Ensure that your company vehicles are well protected so that your business is well protected. Check out what you need to know about commercial auto insurance with these tips.
What is Commercial Auto Insurance?
Commercial auto insurance is a type of business insurance that provides businesses with the necessary protection for their company cars and vehicles. Unlike personal auto insurance, commercial auto insurance gives you greater liability coverage which is helpful in the event of an accident.
Why Do I Need Commercial Auto Insurance?
You need commercial auto insurance if your company has any vehicles or if your company requires employees to drive for work. Commercial auto insurance provides you with the tools to protect from any costly damages or lawsuits in the event of a car accident. Life is unpredictable and accidents happen. Your commercial auto insurance gives you the peace of mind that youâ're well protected.
What Does Commercial Auto Insurance Cover?
Your policy gives you various coverages. Every policy differs so itâ's important that you consult with the specifics of your individual policy, however, generally a commercial auto insurance policy provides you with collision coverage, property damage and injury liability coverage, medical payment coverage, uninsured motorist coverage, and comprehensive physical damage coverage.
Find out what you need to know about commercial auto insurance. Ensure that your business is well protected. For help finding the right policies,Â
contact the professionals atÂ
Cook, Disharoon & Greathouse, Inc. Located in Oakland & Pleasant Hill, California, we serve all your personal and commercial insurance needs.