How To Cover Your Car In Storage
Obviously, you need to insure every vehicle you drive. What about the cars you do not plan to drive, though? Can you just leave them uninsured?
Whether you have a classic car you do not take out on the road, an old family vehicle you are holding onto until someone needs it, or simply have an extra car you are not ready to sell, there are plenty of circumstances that could leave you with a vehicle you have no intention to take out on the road.
Know that even if you only plan to drive the car once every few months, it is absolutely imperative you keep liability insurance on it. You are legally required to carry this type of coverage and getting caught out on the road without it will leave you facing a significant financial burden.
If you are absolutely certain you will not need to drive your car, you can drop the majority of your coverage including your liability coverage. You should not leave your car completely uninsured, though, or it could still leave you facing an expense you did not anticipate. By carrying comprehensive insurance coverage, your protect your car against all of the issues it could face while in park, including a tree limb falling on it, a vandal damaging it, or a thief stealing it. Maintaining comprehensive coverage will help you safeguard your un-driven car until it is ready to get back out on the road.
Are you unsure exactly which coverage would best protect your unused vehicle and your pocketbook? To talk to a dedicated team who can help you get the best coverage at the best price,
contact Cook, Disharoon & Greathouse. Serving Oakland and the surrounding California area, we are ready to put our
car insurance expertise to work for you.