Safeguarding Yourself After An Accident
Uh oh. You just got into an accident with someone who was only carrying the state mandated level of liability coverage, which you already know will not be enough to cover the damage done to your vehicle, not to mention your aching neck. Fortunately, your underinsured motorist coverage can step in to protect you.
Ideally, you would not need to carry this kind of coverage because every driver on the road would be carrying a responsible amount of auto insurance, making it possible for them to cover damages when they cause an accident. As you know, though, we live in a far from ideal world.
To protect you from other peopleâ's lack of foresight, your insurance agency has developed a product. Underinsured and uninsured motorist coverage will step in to protect you if you get into an accident with someone who is not carrying enough coverage, or—worse yet—none at all. That way, you are able to make a claim for wherever the other driverâ's policy caps out, ensuring that your expenses are covered.
This type of coverage will ensure that no matter what—or who—you encounter on the open road, you will not be stuck with the headache, literal and figurative, of figuring out how to cover your medical expenses and body shop bills after an accident. For peace of mind on the road, underinsured motorist coverage is here.
Is your insurance agent helping you protect yourself against every possibility on the road ahead, including the irresponsibility of an underinsured driver? To get the California auto insurance coverage you need,
contact Cook, Disharoon & Greathouse. Our Oakland team is committed to helping you get the full coverage you need to be truly protected in Northern California and beyond.
