Building a deck or new fence? Adding a pool? Or sprucing up the kitchen? Spring’s a great time to give your home or yard a facelift. Just remember to follow up with a review of your homeowners insurance. Adding new features can affect your homeowners policy in several ways. 1) Substantial renovations or additions could…
Do you own a boat? Have you looked into buying one? These ten points can help you understand the insurance aspects of boat ownership. 1. Homeowners insurance may cover small boats, but most will not cover 2. Boat insurance combines elements of homeowners insurance and auto insurance. Depending on the terms, a policy can cover…
We at Cook Disharoon & Greathouse serve clients of all kinds, people with a variety of backgrounds and interests. Like many California residents, some of our clients are wine collectors and want to insure their valuable collection. While it is easy to remember to insure a home, automobile, boat or other asset, people sometimes overlook…
A good part of your life is wrapped up in your cellular phone, and it’s common for people to spend hours using theirs each day. Unfortunately this means a good number of people being distracted with talking and texting while driving. The sometimes fatal results of this habit have prompted the U.S. Department of Transportation…
Occasionally, multiple situations could cause the loss of an insured property. It may become necessary to do a little work to determine which policy will pay out the claim. Determining the Cause of Loss If there are multiple causes of loss for an item but only one of these causes is actually covered by insurance,…
