Can’t Miss Insurance for Your College Student
Make sure you have the right insurance protection for your business’s outdoor spaces.
When you buy business insurance in Oakland, California, you’re probably focused on protection inside your company’s walls. However, it’s important to remember that your business’s outdoor areas face certain risks as well. For instance, customers could trip and injure themselves in your parking lot, someone could steal property, or a storm could damage your outdoor areas. This is why it’s so important that you get the right insurance protection for your business’s outdoor spaces. Here’s how you can get the coverage you need with the right business owner’s policy (BOP).
A BOP normally offers coverage that will help protect your company’s physical building, its furniture, and all the other property inside it. In many cases, a BOP can also provide coverage if business property is stolen or damaged within 100 feet of your company’s building. Make sure you check your policy to see if you already have this outdoor coverage. If not, then speak to your insurer about getting this additional coverage.
In addition to commercial property coverage, your BOP also includes commercial general liability insurance for your business. While general liability insurance kicks in when someone injures himself or herself while inside your company’s building, this coverage extends to your business’s outdoor spaces as well. For instance, if a customer trips and injures himself or herself in your parking lot, then your BOP will likely cover the cost of their medical bills and even the expenses associated with a liability lawsuit.
This is how a BOP can help you protect your business’s outdoor spaces. Are you looking for the right business insurance in Oakland, California to protect your company? For help finding the right policies, contact the professionals at Cook, Disharoon & Greathouse, Inc. Located in Oakland & Pleasant Hill, California, we serve all your personal and commercial insurance needs.
Related posts
