Can’t Miss Insurance for Your College Student
Learn what you should know about insuring a leased car.
As a motorist on the road, you need auto insurance. It gives you the protection that you need to keep you safe from any accidents. While all motorists need auto insurance in Pleasant Hill, the type of insurance that you need may differ depending on whether you buy or lease a car. Find out what you need to know about insuring a leased car.
Liability Coverage
No matter whether you’re buying or leasing, you need liability coverage as the bare minimum. This type of coverage gives you the protection that you need to repair damages to others on the road, should you cause an accident. It helps to cover damage to the vehicle as well as any medical bills for other drivers injured in the crash.
Collision & Comprehensive Coverage
While liability insurance is a must, it doesn’t give you the coverage that you need to repair your car in the event of an accident. Should you cause an accident, you’re responsible for fixing it out of pocket. Collision and comprehensive coverage help to give you the coverage that you need to fix your vehicle.
Gap Coverage
When it comes to leasing a car, it’s important that you consider gap insurance. In the event of an accident, the damages may exceed the value of the car. Gap insurance helps give you the coverage to make up the difference between the amount that the car is worth and the amount that you still owe on the vehicle. This coverage is usually included in the lease, but it’s important to double-check that you have it.
When it comes to getting the best protection when insuring a leased car, ensure that you choose the right auto insurance in Pleasant Hill. For help finding the right policies, contact the professionals at Cook, Disharoon & Greathouse, Inc. Located in Oakland & Pleasant Hill, California, we serve all your personal and commercial insurance needs. As of February 1st, 2017, we’ve moved our Oakland location! Our new Oakland location and mailing address is be 1942 Embarcadero Oakland, CA 94606. Come visit the new office!
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