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Learn about the common lawsuits your business should be wary of.
If you run a business, you know that there are risks around every corner. One of the most serious risks that your business faces is the risk of a lawsuit. Curious to know the types of lawsuits you need to look out for? Here are some of the common lawsuits your business should be wary of.
Discrimination Suits
The most common type of lawsuits filed against businesses are discrimination suits. Discrimination is any shown bias against a worker due to the worker’s race, gender, religion, or so on. Discrimination suits are the most common because workers are protected against discrimination by federal law.
Wage Law Violations
Another suit that businesses commonly face is based on allegations of wage law violations. These suits can claim violation of wage laws on a local, state, or federal level. Usually, these lawsuits involve the employer failing to pay an employee adequate wages, or refusing to pay an employee for overtime work.
Torts
When a person’s civil rights are violated, the consequent lawsuit is known as a tort. Common examples of torts include negligence suits and suits alleging intentional violation of rights. Negligence suits occur when a business owner fails to take a prudent and necessary action. For instance, failing to put out a wet floor sign could result in a negligence suit if a customer slips and injures him or herself. An intentional violation of rights suit can occur in response to instances of fraud. For instance, a business owner deceiving someone for personal or financial gain, would likely result in a tort.
These are some of the common lawsuits your business should be wary of. Looking for an effective way to protect your business from the risk of lawsuits? Then make sure you have the protections offered by the right business insurance. For help finding the right policies, contact the professionals at Cook, Disharoon & Greathouse, Inc. Located in Oakland & Pleasant Hill, California, we serve all your personal and commercial insurance needs.
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