We at Cook Disharoon & Greathouse serve clients of all kinds, people with a variety of backgrounds and interests. Like many California residents, some of our clients are wine collectors and want to insure their valuable collection. While it is easy to remember to insure a home, automobile, boat or other asset, people sometimes overlook…
Typical commercial insurance packages are all-inclusive, helping business owners sleep well knowing their company is protected. However, there are times when commercial buildings don’t qualify for package coverage, e.g. building age. Fortunately, there is an affordable alternative to protect commercial real estate and business property. The Standard Property Policy, also called the building and personal…
All too often, we assume our homeowners insurance policies will provide us with all the coverage we need, regardless of what happens. However, what you may not realize is the fact that as you buy new things or receive expensive gifts such as gold necklaces, diamond tennis bracelets and expensive rings, your homeowners insurance needs…
When insuring a condo or co-op, check your documentation to ensure that you are complying with condo by-laws. Your agent can review your paperwork. Questions to answer: What parts of the condo are you responsible to insure? What is the potential for loss assessments? At what value does the association insure common property? What is…
Many who rent their homes or apartments do not realize how valuable renters insurance can be. Many others believe they will be covered by the landlord’s insurance. Some may not look into it because they believe it is expensive. You should understand that your landlord’s insurance will only cover his interests. That mean’s his property…
