Occasionally, multiple situations could cause the loss of an insured property. It may become necessary to do a little work to determine which policy will pay out the claim. Determining the Cause of Loss If there are multiple causes of loss for an item but only one of these causes is actually covered by insurance,…
While you may be protected by your insurance policy from certain types of damages and thefts, the insurance company can’t help you out if they don’t know about your loss. Giving the insruance company prompt notification of an issue for which they need to pay is so crucial that many policies have it down in…
Life insurance is a topic that people try to avoid. Most people know they need it, but don’t want to think about why. As a result, the decision to purchase coverage is often delayed until they are older. This is a mistake. Young people have a need to be covered, too, Save money Buying life…
Spring rain often arrives with flooding and insurance claims. It is important for all homeowners to check their policy for adequate coverage. Before severe damage to roofing, sewage, and basements cost you a fortune, take a closer look to make sure you have protection. A standard homeowners’ policy typically does not include flood insurance so…
That RV has been sitting around all winter, but weather will be improving before you know it and you’ll be ready to get back on the road. These tips will help you prepare your RV for spring travel. Clean. Dust off all surfaces, clean out the fridge and open the windows. Let the RV air…
