Ask these questions when it comes to your home insurance in Oakland.
When it comes to your insurance, itâ's important to ensure that your coverage is up to date. Without adequate coverage, you leave your home vulnerable to a variety of disasters that can require you to pay exorbitant out of pocket costs. Get the coverage that you need by asking all the right questions. Find out what questions you need to ask so that you can get what you need from your
home insurance in Oakland.
What home renovations have been made lately?
Your home is insured based on the value of your home. As the price of your home increases, so does the amount you need to cover. Whenever you make changes to your home, it affects how much your home is worth. Update your policy to reflect the new value of your home so that you avoid any coverage gaps.
Have you had any life changes recently?
Certain life events may qualify you for an additional discount on your policy. Talk to your agent about any applicable discounts so that youâ're getting the best rate possible when it comes to your homeowners insurance.
Did you make any pricey purchases lately?
Your homeowners insurance gives you coverage to help protect your personal items. However, this coverage is limited. If youâ've made any pricey purchases lately, like jewelry or artwork, itâ's important to update your home policy. That way you can get the coverage that you need to replace them in the event of a disaster.
When it comes to your
home insurance in Oakland, ask the right questions so that you can ensure that you have the right coverage for your needs. For help finding the right policies,
contact the professionals at
Cook, Disharoon & Greathouse, Inc. Located in Oakland & Pleasant Hill, California, we serve all your personal and commercial insurance needs.
