Restaurant / Liquor Liability Insurance
• View Our Documents Here »
• View Our Tips & Facts Here »
Custom Package Insurance Program Offered in CA, OR, WA, NV, UT
Package Program Includes:
- Savings - Pricing as much as 20% lower than ALL standard programs.
- Convenience - 1 application for all coverage options.
- Reputation - Insurance Carrier rated “A” (Excellent) by A.M. Best & Co.
- Service - 1 source for policy service, billing, claims, loss control.
The Advantage in Challenging Times – Program Pricing
- General Liability
- Personal Injury Liability
- Liquor Liability
- Assault & Battery
- Auto Liability (Owned or Non-owned)
- Employee Dishonesty
- Employee Benefits Liability
- Property & Improvements
- Business Interruption
- Equipment Breakdown
The pricing formula is based on 3 primary criteria:
- Prior paid loss history.
- Premises condition, appearance, pride of ownership.
- Off Sale -- Classification of premises. On Sale – Classification of guest/activity.
The pricing solution for these criteria:
- Verify prior loss experience.
- Premises photo (interior & exterior).
- Verify licensing & narrative.